Synchrony Financing
12 Months
Promotional Financing1
On qualifying purchases of $499 or more with your Electronic Express or any Synchrony HOME Credit Card. See below for details.
REMEMBER! You can take advantage of all of our promotional financing offers if you have any card with the Synchrony HOME logo on it.
Enjoy Everyday Benefits of the
Electronic Express Credit Card
12 months promotional financing on purchases of $499 or more with the Electronic Express Credit Card.1
Benefits of the Electronic Express Synchrony Card
- 6 months promotional financing on purchases of $299 or more1
- 12 to 24 months promotional financing on qualifying purchases at Electronic Express1
- Online account management and customer service
- A dedicated credit line for home purchases from furniture and decor to appliances and more, with buying power to get what you wanted and need for your home*
- No annual fee2, free fico credit scores3 and the ability to request a credit limit increase4
- $0 fraud liability and 24/7 secure account management
All Synchrony HOME Credit Cards Accepted Here
Special Offers Available Online
12 Months Special Financing
When you spend $499 & up on any combination of products, excluding gaming consoles, computers, or monitors subject to credit check and approval. Offer available 1/1/24 - 12/31/24.
6 Months Special Financing1
On qualifying purchases of $299 or more with your Electronic Express or any Synchrony HOME Credit Card.
Special Offers Available In-Store
24 Months Luxury Appliance Financing
When you spend $999 & up on luxury appliances from brands like Dacor, JennAir, Monogram, Thermador, and more. Subject to credit check and approval. Offer available in-store only, 10/1/24 - 6/30/25.
24 Months Special Financing
When you spend $1499 & up on HDTVs, appliances, furniture, mattresses, and home theater purchases, subject to credit check and approval. Offer available 1/1/24 - 12/31/24.
18 Months Special Financing
When you spend $999 & up on HDTVs, appliances, furniture, mattresses, and home theater purchases, subject to credit check and approval. Offer available 1/1/24 - 12/31/24.
12 Months Special Financing
When you spend $499 & up on any purchases, subject to credit check and approval. Offer available 1/1/24 - 12/31/24.
6 Months Special Financing
On any purchases, available every day subject to credit check and approval.
NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS
On in-store purchase of Samsung, LG, and Sony TVs priced $1499 and up made with your Electronic Express credit card from 1/1/24 to 12/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments required.
NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS
On in-store purchase of Samsung, LG, Sony, and TCL TVs priced $999 and up made with your Electronic Express credit card from 1/1/24 to 12/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum Monthly Payments required.
NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS
On in-store purchase of $1499 & up on single Appliance products made with your Electronic Express credit card from 1/1/24 to 12/31/24 ($2999 and up on Laundry Pairs and 4-Piece Kitchen Packages). Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments required.
No Interest If Paid in Full
Within 18 Months
On in-store purchase of single Appliance products of $999 & up made with your Electronic Express credit card from 1/1/24 - 12/31/24 ($1499 and up on Laundry Pairs and 4-Piece Kitchen Packages). Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum Monthly Payments required.
NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS
On in-store purchase of $1499 and up on Furniture & Mattresses made with your Electronic Express credit card from 1/1/24 to 12/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments required.
No Interest If Paid in Full
Within 18 Months
On in-store purchases of Furniture & Mattress purchases of $999 & up made with your Electronic Express credit card from 1/1/24 - 12/31/24. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum Monthly Payments required.
Frequently Asked Questions
Electronic Express offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at Electronic Express retail locations.
You can apply for the Electronic Express Synchrony HOME™ Credit Card by applying online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.
To check the status of your Electronic Express HOME Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:
- Make a payment
- View your balance
- Update your account information
- Schedule up to 12 future payments
There are three convenient ways to pay your bill.
Pay Online: Click Here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.
Monday - Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061
* Subject to credit approval.
1 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
2 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
3 FICO® Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered of Fair Isaac Corporation in the United States and other Countries.
4 You may be required to provide your annual net income if we do not have your recent information on file.
